Time Deposit Rates

Time Deposit Rates


Interest Rate on Deposits with effect from 21 May 2024 




HKD
TenureUpto 5 million5 million to 50 million
1 Month3.10%3.05%
2 Months3.55%3.50%
3 Months3.90%3.85%
6 Months4.15%4.10%
9 Months4.10%4.05%
1 Year4.10%4.05%
18 Months2.00%1.95%
2 years****
3 years****
4 years****
5 years****




USD
TenureUpto 5 million5 million to 20 million
1 Month5.15%5.10%
2 Months5.25%5.20%
3 Months5.35%5.30%
6 Months5.20%5.15%
9 Months5.15%5.10%
1 year5.10%5.05%
15 month4.30%4.25%
18 Months3.60%3.55%
2 years3.00%**
3 years2.50%**
4 years2.25%**
5 years2.10%**




Euro
TenureUpto 4 million4 million to 16 million
1 Month3.45%**
2 Months3.45%**
3 Months3.50%**
6 Months3.30%**
9 Months3.10%**
12 Months2.30%**
18 months1.65%
2 Years1.10%**
3 Years0.70%**
4 Years0.50%**
5 Years0.35%**




GBP
TenureUpto 5 millionUpto 20 million
1 Month4.80%**
2 Months4.85%**
3 Months4.90%**
6 Months4.70%**
9 Months4.55%**
12 Months3.80%**
18 months3.05%
2 Years2.55%**
3 Years2.05%**
4 Years1.75%**
5 Years1.60%**




** will be decided by Treasury on case to case basis
    
 All interest rates are on per annum basis.   

The above rates are only for individual customers. For deposits of any higher amount and corporate deposits     
please contact us at + 852 3107-2970 / 2971 / 2972    


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The information contained herein is for general information only without warranty of any kind and may be changed at any time without prior notice.


No information contained herein should be regarded as an offer to sell, to subscribe to, or provide any recommendation.


To the extent permitted by applicable law, the Bank disclaims liability for any error, omissions or inaccuracies in the information and material provided and for any loss or damages incidental or consequential, resulting from its use or inability to use by any party, or in connection with any error, interruption,delay in operation etc.


Please refer to relevant terms and conditions. The Bank reserves the right to suspend, vary or discontinue any promotional offers and services of any any time without further notice. The Bank also reserves the right to revise any interest rate, fees and charges from time to time subject to Bank's notice for any such variance. In case of any dispute, the decision of the Bank shall be final.