SMART Account Rates

SMART Account Rates

Interest Rate with effect from: 01 April 2020

CurrencyInterest Rate
USD0.02%
HKD0.05%

All Interest rates are on per annum basis.


Please Note: All rates shown above are for indication only. Please contact the branch for firm rates and other currency exchange rates


Products and services described herein are not available to all persons in all geographic locations. Persons are required to ensure that they are aware of and observe all relevant restrictions that apply to them and are responsible for satisfying themselves that they may do so under the laws or the jurisdiction applicable to them.


The information contained herein is for general information only without warranty of any kind and may be changed at any time without prior notice.


No information contained herein should be regarded as an offer to sell, to subscribe to, or provide any recommendation.


To the extent permitted by applicable law, the Bank disclaims liability for any error, omissions or inaccuracies in the information and material provided and for any loss or damages incidental or consequential, resulting from its use or inability to use by any party, or in connection with any error, interruption,delay in operation etc.


Please refer to relevant terms and conditions. The Bank reserves the right to suspend, vary or discontinue any promotional offers and services of any any time without further notice. The Bank also reserves the right to revise any interest rate, fees and charges from time to time subject to Bank's notice for any such variance. In case of any dispute, the decision of the Bank shall be final.